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» Consumer Debt

A Credit Card Company Has Filed a Lawsuit Against Me, What Do I Do?

This is one of the most commonly asked questions by people who are considering bankruptcy.  At the Maryland Bankruptcy Center we eliminate more credit card debt than nearly every other law firm in the state of Maryland.  Here is how it works. If y… Read More
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What is a Meeting of Creditors?

The meeting of creditors is provided pursuant to this Section 341 of the United States Bankruptcy Code. The meeting is often referred to as the 341 meeting of creditors or your bankruptcy court date. At the meeting of creditors, you along with your… Read More
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Can Chapter 7 Bankruptcy Help Me?

I saw this article online and thought it was excellent, please read if interested in learning about or filing Chapter 7 bankruptcy, I couldn’t have said it any better myself. Can Chapter 7 bankruptcy help? When most people think of filing for b… Read More
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Why Filing Bankruptcy is Better Than Debt Credit Counseling

I saw this article today and had to pass it along.  It is very true and I couldn’t have said it better myself. Is Credit Counseling a Step in the Right Direction? Credit counseling most often involves consolidating outstanding debts as much as… Read More
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Record Year for Bankruptcy's So Far

Bankruptcy filings in June declined for both individuals and businesses. Still, bankruptcies so far this year are 9 percent ahead of last year’s monthly average, according to data compiled from court records by Automated Access to Court Electro… Read More
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Fixing Credit Report Errors

Why is it that credit reporting companies have so much control over our lives?  One false report on your credit report could cost you the ability to buy a house, car or to even obtain a credit card.  Is that fair?  No way.  Is there anything you… Read More
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Bankruptcy Statistics

News Flash! November 8, 2010 —Bankruptcy cases filed in federal courts for fiscal year 2010, the 12-month period ending September 30, totaled 1,596,355, up 13.8 percent over total FY 2009 bankruptcy filings of 1,402,816, according to statistics rel… Read More
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Credit After Bankruptcy

I came across this article today on the internet and thought it was very interesting.  Often times potential or actual bankruptcy client’s ask me what affect bankruptcy will have on their credit.  My answer is always the same.  That is, it w… Read More
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Chapter 7 and Chapter 13 Bankruptcy Statistics

November 08, 2010 October Filings Hold Steady   2007          2008         2009         %         2010        % Jan 55,200 70,300 89,000 27% 102,600 15% Feb 58,800 79,500 102,000 28% 117,800 15%… Read More
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bankruptcy statistics for october, 2010

National Bankruptcy Research Center October 2010 Bankruptcy Filings Report The raw numbers suggest that bankruptcy filings in October rose slightly from the previous month (to 132,000 from 130,000). But that trivial increase suggests a substantial b… Read More
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