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» Secured Debt

Can I Keep A Credit Card After Bankruptcy?

I saw this blog article on a Texas bankruptcy website and thought it was excellent, so I am passing it on to you. If you have any questions and are thinking about contacting a Maryland Bankruptcy Lawyer or Maryland Bankruptcy Attorney, call or e-mai… Read More
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New Law In Maryland About Your Automobile

Hot of the presses: The law has changed in the state of Maryland. Let me set the stage: When a person files bankruptcy and they own a car and making payments on the car, that person is permitted to keep the car as long as they remain current on th… Read More
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Getting Credit After Bankruptcy, It's Easier Than You Think!

There is one question that people always ask when they come in to my office to file a Chapter  7 or Chapter 13 Bankruptcy.  They are concerned, and rightfully so, about whether or not they are going to be able to buy a car, buy a house or even get… Read More
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Can a Second Mortgage Foreclose?

In most states, including Maryland the answer is yes a second mortgage can foreclose if in default.   The practical difficulty is that many junior mortgages are partially or wholly under water.  This makes foreclosure all but impossible.  In the… Read More
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The Chapter 7 and Chapter 13 Bankruptcy Process

I want to give you all an idea of the bankruptcy process. I’ll try to keep this simple and cover only the “normal” case and not cases involving objections from creditors and other complications. Once you’ve chosen a Maryland b… Read More
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Things Not To Do When Considering Bankruptcy

At the Maryland Bankruptcy Center, our lawyers are always trying to educate ourselves so that we can pass on important information to our Chapter 7 and Chapter 13 client’s.  I saw this article on a great consumer bankruptcy website and I thoug… Read More
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Why do we call bankruptcy Chapter 7?

Very few people know why the type of personal bankruptcy that eliminates a persons debts is called CHAPTER 7.  Well, here’s the answer.  There is huge volume of books that contain all of the laws that our Federal Government passes.  Those b… Read More
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What is Personal Bankruptcy Discharge?

What is a bankruptcy discharge? The typical consumer files a bankruptcy case in order to obtain a “discharge” of overwhelming debt. An unfortunate word that is used to describe what for many is a life changing “event”. Why? Wh… Read More
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National Personal Bankruptcy Chapter 7 and 13 for May

Personal bankruptcy filings for the month of May have increased compared with a year ago, but dropped slightly compared with a month earlier, the American Bankruptcy Institute reported last week. Here’s a breakdown of the data. Total filings: In Ma… Read More
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Glossary of Bankruptcy Terms

Bankruptcy terms can be difficult to understand.  Below are brief definitions of the terms used in this site and in the Bankruptcy Code. If you have any questions, please feel free to contact us. 410-766-4044. Adequate protection:Payment to a secure… Read More
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