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Offices Located in: Glen Burnie - Greenbelt - Baltimore - Columbia

Chapter 7 Bankruptcy - The Process

Hi folks.  Most people who need to file Chapter 7 Bankruptcy in Maryland have heard of it, and no a little bit about it, but don’t know how it works.   Well, here it is, the process, which is pretty much the same in every case. Once you deci… Read More
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Drowning in Debt - Bad.........Bankruptcy - Good

Hey folks.  I’ve decided that my goal in life (well, at least in my professional life as it pertains to my bankruptcy law practice), is to make the word “bankruptcy” a “good” word, rather than a “bad” word.… Read More
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Rebuilding Credit During and After Bankruptcy

Maryland Bankruptcy Lawyers have a “list-serve” where we post questions and answers to bankruptcy questions in order to help each other out.  Although I have alot of experience handling Chapter 7 and Chapter 13 consumer bankruptcy cases,… Read More
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Summer Vacations and Bankruptcy

This weekend I was in Ocean City, Maryland with my family.   Everywhere I went, restaurants were packed, stores were mobbed and hotels had “no-vacancy” signs.  And as a personal bankruptcy attorney, I couldn’t help but notice tha… Read More
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Personal Bankruptcy Filings Through June, 2010

CONSUMER BANKRUPTCY FILINGS UP 14 PERCENT THROUGH FIRST HALF OF 2010 July 2, 2010 Alexandria, Va. — U.S. consumer bankruptcy filings totaled 770,117 nationwide during the first six months of 2010 (Jan. 1-June 30), a 14 percent increase over the 675… Read More
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Bankruptcy Statistics for May, 2010

National Bankruptcy Research Center May 2010 Bankruptcy Filings Report Bankruptcy filings in May 2010 fell slightly to 137,000 (from 145,000 in April). Because April and May filings usually are at about the same level, this suggests that bank… Read More
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Why do we call bankruptcy Chapter 7?

Very few people know why the type of personal bankruptcy that eliminates a persons debts is called CHAPTER 7.  Well, here’s the answer.  There is huge volume of books that contain all of the laws that our Federal Government passes.  Those b… Read More
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What is Personal Bankruptcy Discharge?

What is a bankruptcy discharge? The typical consumer files a bankruptcy case in order to obtain a “discharge” of overwhelming debt. An unfortunate word that is used to describe what for many is a life changing “event”. Why? Wh… Read More
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National Personal Bankruptcy Chapter 7 and 13 for May

Personal bankruptcy filings for the month of May have increased compared with a year ago, but dropped slightly compared with a month earlier, the American Bankruptcy Institute reported last week. Here’s a breakdown of the data. Total filings: In Ma… Read More
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Glossary of Bankruptcy Terms

Bankruptcy terms can be difficult to understand.  Below are brief definitions of the terms used in this site and in the Bankruptcy Code. If you have any questions, please feel free to contact us. 410-766-4044. Adequate protection:Payment to a secure… Read More
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Voted Maryland “SUPER LAWYER” 2017, 2018, 2019, & 2020

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David L. Ruben
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Ruben Law Firm is a BBB Accredited Lawyer in Glen Burnie, MD    

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