Call 24/7: (410) 766-4044 (Balt. Metro) Call 24/7: (301) 587-8900 (Wash. Metro)
Offices Located in: Glen Burnie - Greenbelt - Baltimore - Columbia

Bankruptcy Blog

What You Should Know About Default and Bankruptcy

If a debtor has “defaulted” on a loan, that means that they have not paid the debt in accordance with the terms of the original contract that they had with the creditor.  For example, if you have a credit card and your balance one month is $1000… Read More
Read More
Categories: Bankruptcy

Can You File For Bankruptcy Without an Attorney?

While filing bankruptcy is a possible option, it is not a good idea. The paperwork required and the very strict rules make it very difficult and time consuming to file without a lawyer. We have the experience, knowledge, and, frankly, the computer so… Read More
Read More
Categories: Bankruptcy

The Differences You Need To Know Between Chapter 7 and 13

The Maryland Bankruptcy Center and the Law Offices of David L. Ruben, P.A., handles two different types of bankruptcy cases. Chapter 7 bankruptcy is the most common form of bankruptcy.   Chapter 7 is what you need if you have a lot of bills and no… Read More
Read More
Categories: Bankruptcy

How To Avoid A Making A Bankruptcy Mistake

When deciding whether or not to file for banktuptcy it is important to understand exactly what circumstances dictate .People often wonder if bankruptcy is the best option, and perhaps the best way to approach this question is to state when bankruptcy… Read More
Read More
Categories: Bankruptcy

The Secrets You Need For Personal Bankruptcy

Personal bankruptcy, also known as Chapter 7 or Chapter 13 bankruptcy, is a simple process.  It is the process by which you ask the United States Bankruptcy Court to order your creditors to close out your accounts forever, thereby eliminating your d… Read More
Read More
Categories: Bankruptcy

What Most Bankruptcy Attorneys Wont Tell You

So what happens to a person when he or she files for bankruptcy?  What is the process like?  It is highly likely that a person who has finally made the decision to file for bankruptcy relief has been under a great amount of financial stress and pre… Read More
Read More
Categories: Bankruptcy

Do Not Make This Mistake With Your Studen Loans

Many people want to know what happens to their student loans if they file for personal bankruptcy.  You may have heard that although they are not usually discharged, student loans can be discharged if you can show a special “hardship.”  While t… Read More
Read More
Categories: Bankruptcy

5 Things You Need To Know About Bankruptcy

There are many factors to consider when thinking about filing for personal bankruptcy.  First and foremost, how much debt to you have?  The rule of thumb is that if you do not believe that you will be able to pay off all of your unsecured debt (deb… Read More
Read More
Categories: Bankruptcy

Will Bankruptcy Destroy Your Life

One of the most prevalent questions we receive is, “How devastating is filing for bankruptcy?” And we always say, filing for bankruptcy is not devastating, it’s as simple as that.  Nobody ever wants to file bankruptcy, but in the end,… Read More
Read More
Categories: Bankruptcy

REBUILDING YOUR CREDIT AFTER BANKRUPTCY

Like a lot of folks who start trying to rebuild credit after bankruptcy, you might be thinking of wiping your hands clean of credit. And it might make sense that the fastest way to move past the bankruptcy is to stop relying on the loans and credit c… Read More
Read More

Voted Maryland
“SUPERLAWYER”
2017 & 2018

10.0David Louis Ruben

Phone Calls Answered 24/7

APPOINTMENTS AVAILABLE:
Monday - Friday:
9:00 a.m. to 5:30 p.m. Saturday:
8:30 a.m. to 11:30 a.m.

Contact Us

  • This field is for validation purposes and should be left unchanged.

Step-By-Step: 

How To Fill Out
Your Filing Paperwork

Questions? 410-766-4044

Can You Afford to File fo…