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Filing Bankruptcy In Maryland

Filing Bankruptcy in Maryland is becoming more and more popular.  The effects of the "great recession" that began in 2008 are in many cases hitting consumers now.  Although some of our counties are among the richest in the nation, most Maryland residents (was well as most Americans), live paycheck to paycheck.  When the recession hit, many people lost their jobs.  Also, real estate values declined and mortgage payments, due to adjustable rate mortgages, increased, leaving consumers with no choice but to borrow from credit cards to make ends meat.  Well, now that the recession doesn't seem to be ending and housing prices continue to decline, many Marylanders have been left with no choice but to file for bankruptcy.  I expect 2011 to be one of the top years for filing personal bankruptcy in history.  Most of the personal bankruptcy's are going to be Chapter 7 bankruptcy's.  If you are in that position, don't worry, you are not alone.  In fact, you might even be in the majority by years end! Fortunately our bankruptcy laws are designed to give American's a second chance.   There is nothing wrong with filing for personal bankruptcy in Maryland, in fact, it is usually the right thing to do.  It gets you out of debt and gives you the ability to once again contribute toward the economic well-being of the country, rather than continuing to put money in the credit card companies pockets. Filing bankruptcy in Maryland, either Chapter 7 or Chapter 13, will eliminate credit card debts, medical bills, judgments, repossesssion and most other unsecured debts.  We can show you how, and we can work out a payment plan with you in order to make it happen.  We are Maryland bankruptcy lawyers with many years of experience.  We file Chapter 7 and Chapter 13 cases for Maryland residents who live in Anne Arundel County, Baltimore County, Howard County, Prince George's County, Montgomery County, Carroll County and all throughout the Maryland.   Call or e-mail us today for a free consultation, we look foward to hearing from you.

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