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» Bankruptcy

How to Stop Creditors fro…

How to Stop Creditors from Calling

How to stop creditors from calling, what is an Automatic Stay? Are you being hounded by phone calls from creditors? Are your wages being garnished? Is your bank account on the verge of being seized? Are you subject to a lawsuit or foreclosure? These… Read More
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Can You File Bankruptcy A…

Can You File Bankruptcy Again?

While one may hope to only go through one financial crisis during his or her lifetime, that may unfortunately end up being wishful thinking. Imagine that you suffered from an illness or lost a job and filed for bankruptcy to get a fresh start. What h… Read More
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When You Can Discharge In…

When You Can Discharge Income Tax Debt in Bankruptcy

When you file for bankruptcy, you may be able to wipe away income tax debts depending on how old the tax debt is. Bankruptcy law lays out specific rules for how old an income tax debt must be in order for it to be discharged along with a few addition… Read More
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WHAT TO DO WITH YOUR CAR…

WHAT TO DO WITH YOUR CAR LOAN IN A CHAPTER 7 BANKRUPTCY

When you file for Chapter 7 bankruptcy, you must tell the court what you intend to do with your debts that are secured by personal property.  For many Chapter 7 bankruptcy filers, this decision comes up in the context of their car loans. Ordinarily,… Read More
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HELPING YOU KEEP YOUR CAR…

HELPING YOU KEEP YOUR CAR IN A CHAPTER 13 BANKRUPTCY

At Ruben Law and the Maryland Bankruptcy Center, we have been helping Clients file Chapter 7 and Chapter 13 Bankruptcy for over 25 years. We help people understand Bankruptcy can be a fresh start and is an affordable, and legal option. This is an art… Read More
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SHOULD I FILE FOR BANKRUPTCY?

One of the most difficult decisions a person might have to make in life is whether or not to file for bankruptcy.   Like anything, asking friends or family can often lead to bad or simply false information.  Many Americans view bankruptcy as a fina… Read More
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Bankruptcy Continues to Be Best Form of Relief for Most People

I hope you are having a great Sunday. My name is David Ruben and I have been a bankruptcy lawyer in Maryland for almost 23 years. I love what I do. Tommorrow is one of those rare days that I do not have to appear in court, so I was thinking about wha… Read More
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Do's and Don'ts for Filing Bankruptcy

I enjoy looking around on the web and reading what other lawyers have to say.  Just today I came across a list of DO’s and DON’Ts for filing bankruptcy by Carmen Dellutri, a well-respected bankruptcy attorney in the state of Florida.  The inter… Read More
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Why Bankruptcy Focuses on Restructuring

There are two type of bankruptcy for individuals, Chapter 7 and Chapter 13. Chapter 7 is for people who cannot afford to pay their bills and do not have a lot of property. Chapter 7 is not a restructuring, it is a complete elimination of all debt and… Read More
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Categories: Bankruptcy

Can a Dismissed Chapter 7 be Removed

A question people ask is if there is a way to remove a dismissed Chapter 7 bankruptcy. Once a Chapter 7 bankruptcy is dismissed, it cannot be removed. However, if a Chapter 7 bankruptcy is dismissed, the debtor simply needs to wait 180 days (6 months… Read More
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Categories: Bankruptcy

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