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Getting Credit After Bankruptcy.....Is it really 10 years?

Clients are always concerned about their credit score. It is not unusual for the question “How will bankruptcy affect my credit score?” to be the first thing that comes out of someone’s mouth when they consider bankruptcy as an option. Althou… Read More
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Holiday Season and Tax Refund Time

It is the first week of February and the phones at the Maryland Bankruptcy Center have been ringing off the hook.   I am a Maryland Bankruptcy lawyer.   I earn my living helping Maryland residents file Chapter 7 and Chapter 13 bankruptcy.   Feb… Read More
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Things Not To Do When Considering Bankruptcy

At the Maryland Bankruptcy Center, our lawyers are always trying to educate ourselves so that we can pass on important information to our Chapter 7 and Chapter 13 client’s.  I saw this article on a great consumer bankruptcy website and I thoug… Read More
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Drowning in Debt - Bad.........Bankruptcy - Good

Hey folks.  I’ve decided that my goal in life (well, at least in my professional life as it pertains to my bankruptcy law practice), is to make the word “bankruptcy” a “good” word, rather than a “bad” word.… Read More
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Summer Vacations and Bankruptcy

This weekend I was in Ocean City, Maryland with my family.   Everywhere I went, restaurants were packed, stores were mobbed and hotels had “no-vacancy” signs.  And as a personal bankruptcy attorney, I couldn’t help but notice tha… Read More
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Personal Bankruptcy

If you’ve recently found yourself buried under a pile of debt, you’ve probably spent some time researching ways to dig yourself out. Most likely, filing for personal bankruptcy did not sound like the most appealing choice. However, like visiting… Read More
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Debt Trouble Warning Signs

Think about this: Just because you can pay your minimum payments each month, does not mean you are financially fit. Low monthly minimum payments benefit the credit card company, the “minimum amount due” is cleverly calculated to keep you… Read More
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Maryland Legislature Passes New Laws Regarding Forclosures

Maryland Enacts Foreclosure Mediation Law. On April 13, Maryland Governor Martin O’Malley signed a law (H.B. 472) giving homeowners the right to mediate foreclosure with a neutral third party and requiring lenders to conduct loss mitigation ana… Read More
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