The Basics of Credit Card Debt and Bankruptcy in Maryland
In an economy where housing problems dominate the headlines, high interest credit cards still remain one of the largest issues consumers face in their fight for financial health. It should com…
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I saw this article today and had to pass it along. It is very true and I couldn’t have said it better myself.
Is Credit Counseling a Step in the Right Direction?
Credit counseling most often involves consolidating outstanding debts as much as…
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If you are struggling with debt in Maryland, chances are you are feeling powerless. Collection agents are skilled at making you feel stressed and hopeless through embarrassing phone calls at work and home; threatening letters; and sometimes legal act…
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A member of Congress has proposed a bill that would erase medical bills from credit reports. I think that is a great idea, for many reasons. See the article below, it is very interesting:
New Bill Proposed Would Remove Medical Collections From Cred…
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It is the first week of February and the phones at the Maryland Bankruptcy Center have been ringing off the hook. I am a Maryland Bankruptcy lawyer. I earn my living helping Maryland residents file Chapter 7 and Chapter 13 bankruptcy. Feb…
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In most states, including Maryland the answer is yes a second mortgage can foreclose if in default. The practical difficulty is that many junior mortgages are partially or wholly under water. This makes foreclosure all but impossible. In the…
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This economy stinks. According to an article I read in the Baltimore Sun, more Americans are living in poverty and without health care. The good news, Chapter 7 and Chapter 13 personal consumer bankruptcy is still available to all Marylanders. Cal…
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Hi folks. Most people who need to file Chapter 7 Bankruptcy in Maryland have heard of it, and no a little bit about it, but don’t know how it works. Well, here it is, the process, which is pretty much the same in every case.
Once you deci…
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Bankruptcy terms can be difficult to understand. Below are brief definitions of the terms used in this site and in the Bankruptcy Code. If you have any questions, please feel free to contact us. 410-766-4044.
Adequate protection:Payment to a secure…
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If you’ve recently found yourself buried under a pile of debt, you’ve probably spent some time researching ways to dig yourself out. Most likely, filing for personal bankruptcy did not sound like the most appealing choice. However, like visiting…
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