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Does My Spouse Have to File Bankruptcy With Me?

No, your spouse does not have to file bankruptcy with you. There is no law stating that both people in a marriage must file bankruptcy. A married person can file a single bankruptcy. If a married person does decide to file without their spouse, some… Read More
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Secured v. Unsecured Debts

As a Maryland bankruptcy attorney I have found that many of my clients have misconceptions about which types of debts can be discharged in bankruptcy. I feel every consumer should be educated about which types of debts can be discharged before decidi… Read More
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If I file for bankruptcy, will I lose my property?

Simple answer.  No.  If you file for Chapter 7 bankruptcy in Maryland, you will not lose all of your proprety, in fact, you will not lose any of your property.  This is possibly one of the biggest misconceptions about bankruptcy in Maryland.  Whe… Read More
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Record Year for Bankruptcy's So Far

Bankruptcy filings in June declined for both individuals and businesses. Still, bankruptcies so far this year are 9 percent ahead of last year’s monthly average, according to data compiled from court records by Automated Access to Court Electro… Read More
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Can I Keep A Credit Card After Bankruptcy?

I saw this blog article on a Texas bankruptcy website and thought it was excellent, so I am passing it on to you. If you have any questions and are thinking about contacting a Maryland Bankruptcy Lawyer or Maryland Bankruptcy Attorney, call or e-mai… Read More
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Maryland Bankruptcy Laws Empower Citizens In Debt

If you are struggling with debt in Maryland, chances are you are feeling powerless. Collection agents are skilled at making you feel stressed and hopeless through embarrassing phone calls at work and home; threatening letters; and sometimes legal act… Read More
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Medical Bills and Credit Reports

A member of Congress has proposed a bill that would erase medical bills from credit reports. I think that is a great idea, for many reasons. See the article below, it is very interesting: New Bill Proposed Would Remove Medical Collections From Cred… Read More
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Filing Bankruptcy In Maryland in 2011

  The last few years have brought about economic changes that Americans were not prepared for and had not experienced in their lifetime.  For many people, financial security disappeared as home values plunged, jobs were lost, debts rose, and help… Read More
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Bankruptcy - No Guilt Necessary

People from all around the entire Baltimore and Washington areas call us each day to discuss their bankruptcy options.   Many time, people begin the conversation to explain why they need to file bankruptcy and for how long they have tried to put it… Read More
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Credit Cards After Bankruptcy?

The article below was posted on the Bankruptcy News website on May 31, 2011: Are Second Chance Credit Cards A Good Option For Rebuilding Credit? If you have just recently filed for bankruptcy, you may wonder if your credit will ever be the same again… Read More
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