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Bankruptcy Statistics

News Flash! November 8, 2010 —Bankruptcy cases filed in federal courts for fiscal year 2010, the 12-month period ending September 30, totaled 1,596,355, up 13.8 percent over total FY 2009 bankruptcy filings of 1,402,816, according to statistics rel… Read More
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Credit After Bankruptcy

I came across this article today on the internet and thought it was very interesting.  Often times potential or actual bankruptcy client’s ask me what affect bankruptcy will have on their credit.  My answer is always the same.  That is, it w… Read More
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Debt Trouble Warning Signs

Think about this: Just because you can pay your minimum payments each month, does not mean you are financially fit. Low monthly minimum payments benefit the credit card company, the “minimum amount due” is cleverly calculated to keep you… Read More
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Maryland Legislature Passes New Laws Regarding Forclosures

Maryland Enacts Foreclosure Mediation Law. On April 13, Maryland Governor Martin O’Malley signed a law (H.B. 472) giving homeowners the right to mediate foreclosure with a neutral third party and requiring lenders to conduct loss mitigation ana… Read More
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10.0David Louis Ruben

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